Buying a Home Compared to Renting Owning a home still has more appeal than renting for Americans, according to Fannie Mae. A sign of stability, safety, family and community, home ownership is an essential component of the “American Dream” of success and happiness and has been for many generations. The recent National Housing Survey (Q4,…Read More »
It’s All About the Money I’ve been doing real estate for a long time, helping people buy homes, helping sellers value, list and sell their homes, and in the end it’s almost always about the money….the final decision, that is. More than one person has hung their head and wondered if they had it to…Read More »
Time is Money Manage your money to help buy your home One of our good friends and business associates is Accounting Value. This North County small business is owned and operated byJuan and Natalie Ibarra. They are members of the Oceanside Chamber of Commerce, LeTip Business Networking, and a host of other community organizations. They are…Read More »
April 28, 2010 What Makes your Credit Score (FICO) Go Down? We get questions all the time about how late payments and foreclosures impact a homeowner’s FICO or credit scores. According to EquiFax, Experian and Transunion, the three biggest credit setting agencies, late payments, foreclosures, short sales and bankruptcies lower your scores, and your scores…Read More »
The Hadley Home Team is one of the top real estate teams in all of Southern California. Led by experienced Realtor Sandi Hadley, the team specializes in North San Diego County properties including San Marcos, Carlsbad, La Costa Valley, Escondido, Vista, Oceanside, Valley Center, Encinitas, Bonsall and Fallbrook. As a member of Sandi Hadley’s team, I…Read More »
You’ve probably read or seen this video about homeowners walking away from their mortgages. But if not, then spend a few minutes and learn how this may impact you, a relative or friend, and how you can and should respond to this trend. Visit msnbc.com for breaking news, world news, and news about the economy
It’s an age old question. Is it better to RENT, or better to BUY? Let’s do some very simple analysis, and in later posts we’ll learn more about why buying a home makes sense much of the time, while renting a house is likewise a good move from time to time. Check out the chart…Read More »
Reverse Mortgages Explained Most of us know that to buy a home we talk to a knowledgeable lender, arrange for a loan, and then off we go to either purchase the home, refinance the home, or take out an equity line of credit. But who knows about the Reverse Mortgage? A Loan Program for Seniors…Read More »
Senior Real Estate Specialist to Exhibit at the San Diego Business Showcase Don Reedy, a Realtor with Prudential California Realty in North County San Diego, provided information to seniors regarding issues and opportunities available to them at the San Diego Business Showcase on March 11, 2010. What is a Senior Real Estate Specialist? Senior Real…Read More »
April 15, 2010 More people can now afford to buy a home at mortgage rates that remain lower than a year ago. Inventory of homes for sale were reduced, and partially because of that home sale prices increased, while home sale volumes decreased. This is perhaps the best time to buy a home in San…Read More »
I am updating this post that I first published in 2009. Since that time various attempts by the government to step in and fix the mortgage situation has resulted in what appears to me to be an abject failure. Borrowers who were deceived continue to be discounted. Borrowers who tried to take advantage of…Read More »
This is a simple post. Check out this video at Wimp.com I think you’ll find it interesting? http://www.wimp.com/budgetcuts/ A penny for your thoughts?
This is not a trick question, but it is an important one. What’s your source of real estate news and information? Is it the newspaper? The television? Do you read internet articles? Is the beauty salon or golf course your best source? Let’s see why (in my self serving, but I think honest opinion) staying…Read More »
You have to ask for help I met with some clients today that I can help. Boy, if I only had the time to tell you all the stories about the clients I didn’t meet, simply because they didn’t ask for help!You may be one of these folks, or almost for certain you know someone.…Read More »
Working with the dregs There’s an old Frank Sinatra song that has a wonderful line “…from the brim to the dregs. It poured sweet and clear. It was a very good year….”With great wine, tasting from the brim, or first portion, is a sweet affair. The flavors that arise aren’t an accident. They arise because…Read More »